Disclosures

Divendo is a financial-literacy learning platform. All portfolios, trades, cash balances, dividends, options, and bonds on Divendo are simulated with practice money. No real securities are bought or sold, no real brokerage accounts exist, and no student money is ever invested through this platform.

Nothing on Divendo — including lessons, quizzes, the AI “Coach” insights, live coaching sessions, leaderboards, or any statistic or chart — constitutes investment advice, a recommendation, or a solicitation to buy or sell any security. Content is provided solely for education.

Divendo is not a registered investment adviser under the Investment Advisers Act of 1940, not a broker-dealer registered under the Securities Exchange Act of 1934, and not a member of FINRA or SIPC. Live coaching sessions are educational tutoring about concepts and the simulation — coaches will not recommend real-world investments.

Stock prices shown may be real-time, delayed, or simulated depending on data availability. Index values on the dashboard are illustrative. Past performance — real or simulated — does not predict future results.

Simulated returns are produced under practice conditions that differ from real markets (no commissions, slippage, taxes, or liquidity constraints). They should never be interpreted as achievable real-world returns.

We do not publish paid or fabricated testimonials. Any user story we publish in the future will be from a verified user, with material connections disclosed, per FTC Endorsement Guides (16 CFR Part 255).